Commercial Trucking Insurance
Getting the right insurance is one of the most important steps in starting your trucking company. We've partnered with Road Ready Insurance to help our clients get quality coverage from a team that specializes in insuring motor carriers across the country.
What insurance do I need for my trucking company?
For-hire carriers need at least $750,000 in liability insurance, unless you operate vehicles under 10,001 pounds hauling non-hazardous freight, which only requires $300,000. Hazmat carriers need at least $1,000,000. Passenger carriers require $1,500,000 up to $5,000,000, depending on how many passengers they carry. You also need cargo insurance (usually $100,000) and physical damage coverage to work with certain brokers and shippers. Insurance must be filed with the FMCSA using Form BMC-91 or BMC-91X, which is handled directly by your insurance provider. Work with insurance companies that know trucking. They understand filing requirements and coverage gaps that other insurers might miss.
From the TIPS compliance FAQ. Road Ready handles the FMCSA filings for you.
Coverage built for motor carriers
Whether you're running local or crossing the country, Road Ready can cover your operation.
Need a certificate of insurance for a broker? They handle filings quickly so your trucks aren't sitting idle waiting on paperwork.
Liability, physical damage, cargo, trailer interchange, non-trucking liability, reefer breakdown, workers comp, and more, all from one agency.
They work with all major insurance carriers to find you the best rate, instead of quoting you from one company's book.
Keep your premiums down
A short email or a quick phone call
Getting a quote from Road Ready Insurance is as easy as a short email or a quick phone call. Get connected directly, and mention you came from TIPS.
(208) 278-6722Questions for TIPS? Monday to Friday, 8am to 5pm EST